Sending money to Ethiopia
How to compare the licensed services, what each one delivers and how it charges, your rights when something goes wrong, and why the unlicensed channel costs more than it looks.
No rates are printed here: they change every day. The steps below show you how to see today's figures yourself, in two minutes. Sefer does not move money and recommends no company.
Your rights with a licensed service
- Before you pay
- They must show the fee, the rate and the exact amount that will arrive. If they advertise in Amharic, the disclosure must be in Amharic too.
- 30 minutes to cancel
- Free cancellation within 30 minutes of paying, as long as the money has not been picked up or deposited.
- 180 days to report an error
- Report within 180 days; they must investigate within 90 and refund or resend if the money did not arrive.
- If they do not fix it
- File a complaint with the CFPB at consumerfinance.gov/complaint; the company generally has 15 days to answer.